First Premier Bank card - Review7089127

First PREMIER Credit Card can be an unsecured card. It is often created for people using a damaged credit report.

It provides easy approval, but does carry some large fees. Adhere to what they your score is in the dumps several of these fees should be made expenses.

If you are researching as you are hoping to further improve a low score, this card is not going to correct it but sometimes assistance to develop a positive trail of payments. Though negative stuff you won't be able to realize an excellent rating.

These negative items will forever cause your rating dropping and dramatically. Sometimes it makes far more sense to remove those items out of your report before opening up new unsecured a line of credit.

Contrary to everyday opinion negative marks can be removed from the report. These things must be disputed directly with the bureaus.

If you clean your report and after that apply for a card you will by able to find approved with much fewer fees or no fees at all.

Don't expect this card to solve your score since it will not likely. It can help and new positive First PREMIER Credit Card can help you earn enhance your rating, however the negative marks are much worse.

Additionally with our tough economic times many lenders have severely tightened their approval requirements. Frequently you will end up denied even though you have only one negative item on the report.

This card is issued using a $250 credit limit; but if you are issued it the fees are automatically deducted from your available credit. The fees include; program fee of $95, annual fee of $48, monthly servicing fee of $84 (annually), with an account set up fee of $29.

Rather than pay higher than normal fees we feel it's far more affordable especially over the course of a life time to correct and take negative items. This will boost your score enough getting approved for the fair plastic card will not charge a fee any fees and can use a low limit.